
Insurance is complicated. Andrew Darlington, President of Veritas Risk Management and Insurance Services, will guide you step by step through understanding each aspect of personal and business insurance. With over 20 years in the insurance industry, Andrew has something to offer you, whether you are an insurance agent or a first-time buyer. Find us at VeritasRM.com, or find us on social media! https://www.facebook.com/veritasrm
Episodes

Tuesday Dec 22, 2020
Your Experience Modification Factor
Tuesday Dec 22, 2020
Tuesday Dec 22, 2020
Learn the basics of your experience modification factor. Read more about worker's compensation here.

Tuesday Dec 15, 2020
Andrew's Story - Why You Need Life Insurance
Tuesday Dec 15, 2020
Tuesday Dec 15, 2020
I’m going to tell you a very personal story about why you need life insurance. I know firsthand the toil and the mess it brings to your family when you don’t have the life insurance you need to protect them in the event that the unexpected and unthinkable happens. Read more about life insurance here.

Tuesday Dec 08, 2020
What Does Workers' Compensation Cover?
Tuesday Dec 08, 2020
Tuesday Dec 08, 2020
A lot of people ask, “What does workers’ compensation cover?” If you are a contractor or business owner, it is very important for you to understand how workers’ compensation works and how your employees are covered. Today we will discuss lost wages, death benefits, lump sum settlements, and medical bills.

Wednesday Nov 18, 2020
5 Tips for Your Workers’ Compensation Audit
Wednesday Nov 18, 2020
Wednesday Nov 18, 2020
Workers’ compensation audits are the bane of most business owners' existences. Today we will give you several helpful tips for your audit so that you don't end up overpaying on your workers’ comp premiums. Find out more here!

Monday Nov 16, 2020
What is Full Coverage?
Monday Nov 16, 2020
Monday Nov 16, 2020
Everybody calls in and says, “I need full coverage on my vehicle.” The question is, what exactly is full coverage? There are a lot of different coverages out there—comprehensive, collision, towing, labor, rental car coverage, new car replacement, and OEM parts repair. What exactly is full coverage?

Friday Nov 13, 2020
Home Insurance: What You Should Know
Friday Nov 13, 2020
Friday Nov 13, 2020
You’re about to buy a new house and you need to get homeowners’ insurance. What should you be looking for? Today, Andrew Darlington explains what you need to know about home insurance. We'll discuss replacement cost vs. actual cash value, additional coverages, liability, and more! To read more about home insurance, click here.

Thursday Nov 12, 2020
Who is Covered Under Workers' Comp?
Thursday Nov 12, 2020
Thursday Nov 12, 2020
Let’s talk about workers’ compensation insurance—who has to have it, and who doesn’t? Here are the basics of who counts as an employee, who is excluded and included, and the differences in workers' comp coverage between different industries. Learn more here!

Thursday Nov 12, 2020
The Essentials of Auto Insurance
Thursday Nov 12, 2020
Thursday Nov 12, 2020
Today we will be talking about auto insurance: first and third party coverages, uninsured and underinsured motorist coverage, and the coverages you need. Learn more about auto insurance here!

Friday Oct 02, 2020
How Much Life Insurance Do You Need?
Friday Oct 02, 2020
Friday Oct 02, 2020
Most people in America don't have enough life insurance to support their family. In today's podcast, Andrew will tell you exactly how much life insurance you need to protect and provide for your loved ones.

Friday Oct 02, 2020
Life Insurance Explained
Friday Oct 02, 2020
Friday Oct 02, 2020
How much life insurance should you get? Do stay at home moms need life insurance? In today's podcast, Andrew explains what you need to know about life insurance to make sure you have the right coverage.